Farm Insurance Farm Insurance

grain bisn

 

Delivering Peace of Mind 

 

Dwelling & Personal Property

Your home is more than just where you live: it’s a unique part of both your farm and your family history. Our coverage caters to the uniqueness of your home with flexible Dwelling and Personal Property coverage.Farmers Heritage Dwelling and Personal Property policies cover the private residence of an insured and their possessions within the home. These policies can be purchased as a package or individually.

Farm Personal Property

Farm Personal Property policies cover machinery, grain, and livestock, protecting both the tools you use to make a living and the fruits of all your hard work.

Farm Personal Property policies cover:

  • Machinery
  • Livestock
  • Grain
  • Hay and straw
  • Farm products and supplies
  • Computers for farm use

From basic coverage to replacement cost, we have a complete line of optional farm products to help you customize the coverage and deductibles you need.

 

Farm Building Property

Your farm’s buildings are crucial to its success. Whether you own barns for livestock, grain bins or buildings for your machinery, your outbuildings are often the only thing protecting your livelihood from Mother Nature.

Farm Building Property policies can cover:

  • Farm barns
  • Farm buildings
  • Portable structures
  • Grain bins
  • Other structures located on the insureds’ property

These policies can be purchased as a package or on their own. This policy may also cover construction materials for new structures on the insureds’ property.

 

Personal & Premises Liability

Personal Liability coverage ensures that accidents or damages that occur on or off your property are financially covered and don’t harm your financial future.Our Personal Liability policy covers:

  • Liability for bodily injuries
  • Property damage
  • Medical payments to others
  • Damage to the property of others
  • Contracts and agreements
  • Claims and defense costs
  • First aid expense
  • And motorized vehicles

 

Farm Liability

Farm Liability coverage is designed to offer comprehensive protection from farm-related liability damages involving your livestock, machinery and more. From injuries sustained by the public to the property damage of others, Farm Liability coverage can protect you from the everyday hazards faced by farming operations.
Our Farm Liability policy covers liability for:

  • Bodily injuries
  • Property damage
  • Medical payments
  • Fire legal liability
  • Incidental contractual liability
  • Farm equipment
  • Watercraft
  • And custom farm work